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California Refinance

California Refinance

Get the Lowest Interest Rate with a California Refinance

The Golden State is the biggest state in the U.S. in both population and economy. The gross state product of California is $1.7 trillion. California would be the 9th largest economy in the world if it were a country. The booming California economy has led to steep escalations in home values across the state. This has allowed many homeowners to take cash out of their property to make home improvements and to consolidate their debts. Free Home Refi can provide a California refinance to homeowners with no fees and no closing costs. Our lenders can also help home buyers in California obtain a purchase loan with zero closing costs. 


  • Over 12 million total Housing Units
  • 57% Owner Occupied Housing Units
  • 43% Renter Occupied Housing Units
  • 79% of Homes are tied to a Mortgage


Some economists have called housing the new gold rush in California.  Our lenders can work with you to obtain a California refinance.  A California FHA mortgage loan allows you to get cash out up to 95% of your properties value, and also allows you to purchase a home with as little as 3% down payment.  A California FHA mortgage refinance will be provided to you with no lenders fees and no closing costs.  FHA purchase loans will also be provided by our lenders with zero closing costs.

A California refinance can lower your current interest rate and save you money each and every month.  There are many different loan programs available that will lower your rate.  Talk with a specialist today to determine what will make sound financial sense for your unique situation. 


  • Population: 36,553,215
  • 53 Congressional districts (the most of all states)
  • Gross state product over $1.7 trillion
  • Collects $40 billion per year in income taxes
  • Ranks 3rd in total area among states
  • Ranks 1st in total population among states

Equal Housing Oppurtunity